Welcome toMoney Affidavit , area we’re arrest what ability be the aftermost anathema adverse avant-garde animate women: money. We’re allurement millennials how they absorb their hard-earned money during a seven-day aeon — and we’re tracking every aftermost dollar.
Today: a absolute acreage development administrator who makes $126,000 per year ($301,000 aback accumulated with her husband) and spends some of her money this anniversary on Attico mules.
Occupation: DirectorIndustry: Absolute Acreage DevelopmentAge: 33Location: Philadelphia, PAMy Salary: $87,000 abject with a $39,000 benefit My Husband’s Salary: $135,000 abject with a $40,000 bonusMy Paycheck Bulk (Biweekly): $2,561My Husband’s Paycheck Bulk (Biweekly): $2,917 (Our bonuses are paid annual at the end of the year.)
Monthly ExpensesMortgage: $2,100Student Loan Payment: $1,250 (for both myself and my husband)Gas: $18 (This is abundant college in the winter.)Electric: $214 (This is abundant lower in the winter.)Cable/Internet: $218My Husband’s Car Payment: $400 My Husband’s Car Insurance: $302.60Spotify/Apple Music: ~$30 (I apperceive we could save money if we agreed on one annual and did a ancestors plan, but we’re both adamant and adhere to things we are acclimated to, so actuality we are.)Cell Phone: $52 (We’re on my husband’s parent’s ancestors plan, but we still pay our share, and my husband’s assignment subsidizes his cell, so this is our allotment afterwards all is said and done.) Rent The Runway: $159Water: $58.63 (This is appealing agnate anniversary month.)
6:45 a.m. — Deathwatch up, dog snuggle, and afresh annal Instagram/email/news/etc. I assuredly annoyance myself out of bed aback my husband, A., comes aback admiral to get the dogs so he can booty them both to daycare. I’m afraid because it’s one of our dog’s aboriginal time going. She commonly comes to assignment with me and she’s a accomplishment puppy comminute ancestry dog, so she has all sorts of all-overs issues that we’ve been animate on for the four months we’ve had her. We’re aggravating to associate her and we anticipate the casual day amidst by added dogs may help. I hop on our treadmill for a part-incline walk/ part-run workout. I awning 5.5 afar in an hour and alarm it a day.
8:45 a.m. — I shower, bandy some architecture on, put my beard in a top knot, and accomplish a blooming smoothie (frozen spinach, a accomplished orange, bisected a arctic banana, pineapple, and almond milk) to booty to assignment with me, forth with a Special K arctic egg sandwich.
9:30 a.m. — Leave for my airing to the office, stop and grab a coffee, and bead off a Rent The Runway acknowledgment at the UPS abundance on my way. I do the absolute affairs and I adulation it so much. It lets me focus my arcade on longer-term basal advance pieces and stop affairs melancholia trends all while still actuality somewhat trend-conscious. $2.75
9:45 a.m. — I accomplish it to my desk, and a battery of issues accept popped up. I put out a few fires and afresh set about my acclimatized morning routine.
11 a.m. — I accept a affair with a agents affiliate to go over some of her tasks. This is the aboriginal time I’m accepting this annual affair with her; her achievement has been somewhat blah afresh and I’m acquisitive that the annual contiguous will advice authority her added answerable and access her performance. Fingers crossed.
12:15 p.m. — My bang-up shows up and we accept a awe-inspiring babble about an altercation I started with him yesterday. I’m absolute articulate about my opinions and sometimes this leads to austere disagreements amid us, but we usually administer to assignment through and application it up. All my accompany antic that I accept a additional bedmate at assignment because of the way we bicker.
1:30 p.m. — The arrangement orders cafeteria and I get a bloom topped with broiled brussels, squash, dupe cheese, absurd pita pieces, apples slices, and craven ($17.49 expensed). I additionally get a acclaim agenda notification that A. spent $11.79 on lunch. $11.79
2:30 p.m. — Accession meeting, this time to go over some unaccounted for costs with the arrangement bookkeeper.
4 p.m. — It’s Friday and I’m clearly out of brainy and affecting steam. I browse the internet a bit, annual the news, and browse Intermix’s website. I cavern in and buy a brace of Attico faux croc babe heel mules I’ve had my eye on for fall. I accept a 15% off advertisement cipher and they accept an action appropriate now that will accord me $50 aback on my agenda as able-bodied as 4% banknote aback on Ebates. Aback I booty all the rebates/coupons into account, the shoes are $390.64, which I feel like is a appropriate abridgement from the $540 abounding bulk tag. $390.64
5 p.m. — I run out of the arrangement appropriate at 5 p.m. today. Commonly I stick about the arrangement until 5:30 or 6, but we accept banquet affairs with accompany and I accept to get the dogs from daycare and accomplish myself presentable afore our 6 p.m. reservation. I airing over to the daycare to get the pups, and they are cool absorbed to see me. The buyer tells me our little afraid one did great, although she ashore aing to her earlier brother absolutely a bit for guidance. I get a notification that A. spent $59.80 on gas. $59.80
5:45 p.m. — I’m accessible to go, and grab an Uber to aces up our accompany ($9.45 with $2 tip). A. is affair us there beeline from the office. We are accomplishing the omakase at a adamantine to get into sushi spot, and anybody is absolute aflame for dinner. $11.45
6:30 p.m. — We’re all there and seated. We adjustment a canteen of annual for our affair and the omakase begins. Banquet is absurd — 18 pieces of sushi, anniversary handmade in advanced of us by the chef. My admired chaw is a cockle topped with adhesive juice, zest, and caviar, and the mackerel topped with sesame oil and sesame seeds takes a aing second. I accept a canteen of white wine aback we accomplish it through all the sake, and A. orders accession cascade of annual for himself. Our bisected of banquet is $396.25 afterwards gratuity. $396.25
8:30 p.m. — We go to a bar a few blocks from the restaurant. A. and I anniversary accept three drinks; they aren’t bargain here, so the tab is $108 afterwards tip. I accept two absolutely absorbing daiquiris (no, not the arctic kind) fabricated with Smith & Cross rum instead of the accepted white varietal, so they are abundant funkier tasting than a acclimatized daiquiri. I end the night with a canteen of rosé. $108
10:45 p.m. — We booty an Uber home and booty the dogs for a airing about the block afore casual out. Our accompany animate a block abroad from us and end up advantageous for our Uber.
Daily Total: $980.68
8 a.m. — I deathwatch up and lay about in bed for a bit. A. wakes up about 10 annual afterwards and anon starts hasty about. We airing the dogs and get a coffee ($6.75). A. leaves to go get his car from aftermost night, and afresh active to a assignment accident for a few hours. I do a BBG ability conditioning and go for a three-mile alfresco run. (A.’s Uber is $6.89 additional $1 tip.) $14.64
10:30 a.m. — A. is still at assignment afterwards I get out of my post-workout shower, and I’m action hungry. I defrost and acknowledgment a bagel and accept it with burst avocado and tomatoes on top. (I’m action to absence amazon division so abundant aback it ends soon.) Afterwards my brunch, I set about to some closet about-face and tidy up the aboriginal attic of our abode a bit aback we may or may not accept guests endlessly by tomorrow.
2:30 p.m. — A. is back. We accept to go to Total Wine in New Jersey to aces up the booze for his sister’s bells battery that I’m allowance host. $396 and a car abounding of booze later, we’re on our way aback to PA. We additionally stop at Target and grab some charwoman aliment and orange and grapefruit abstract for tomorrow’s mimosas at the shower. ($88.67 — we got A LOT of juice.) We bead off the booze and abstract at the area for tomorrow’s accident on our way home. $484.67
4 p.m. — We blast on the couch for a bit, accept a bite (popcorn for me and tortilla chips with salsa for A.), and watch an adventure of Patrick Melrose. I was absolute abundant not into the aboriginal episode, which I feel like was aloof a biologic corruption abounding shit-show, but I’ve been absorbed aback and absolutely acknowledge why the aboriginal adventure about bare to be what it was to set up the story.
6 p.m. — We airing the dogs and I stop to get a agenda for the battery tomorrow. I additionally stop at my arrangement to grab a brace of heels that I appetite to abrasion tomorrow that accept taken up abode beneath my board for the aftermost few weeks. $4.99
8 p.m. — A. and I put on a Clash almanac and alpha affable banquet over corresponding cocktails. Aviation for me, rum Negroni for him. I accomplish bucatini in a beginning amazon booze with clams. (I buy the arctic accomplished baby clams and they are abundant for a nice and quick pasta sauce.) We adhere out, accept a brace added drinks, and accept to music afore axis in for the night.
Daily Total: $504.30
8 a.m. — Booty the dogs for a airing and stop for coffees. $6.75
8:30 a.m. — Accession BBG conditioning — today is legs and abs and a one-mile run outside.
10 a.m. — I battery and get accessible for the festivities. It takes consistently — I accept continued beard and it’s a accepted conditioning to accord myself a draft out, and afresh I can’t adjudge which dress to wear. I still accept to aces up the four dozen donuts I ordered, and I am declared to get there by 11. Time administration action fail.
11 a.m. — I aces up four dozen custom donuts for the anniversary — white amber strawberry, blueberry cheesecake, ancient amber cake, and citrus glazed. Two kinds are vegan and two are normal, so all will be blessed and fed at the event. Thankfully, donut auto is alone two blocks abroad from the area and anybody is absolute abundant acclimatized to my abiding lateness. I administer to access alone 10 annual backward and acquisition aggregate absolute abundant beneath ascendancy and active smoothly. $144
12 p.m. — The battery bliss off and anybody seems absolute blessed with the aliment and cooler options. I sip on mimosas (really aloof albino with a burst of juice) and pat myself on the aback aloof a tiny bit for what a acceptable area I best and how calmly aggregate is going. I adulation absorbing and planning contest for accompany and ancestors — it’s so accomplishing to see them action able-bodied and anybody accepting a abundant time.
3:30 p.m. — Things accept assuredly captivated up; A. and added macho ancestors associates showed up about a bisected hour ago and those of us still attractive to adhere out arch to a artery anniversary about a 10 minute airing away. I accept a beer at the anniversary (someone abroad in the accumulation pays) and A. and I pop into a bounded bar for one added alcohol and several candy on our way home. $68
7 p.m. — We adjustment and aces up Chinese food. We decidedly over-order. $49
8 p.m. — I end up falling comatose on the couch promptly afterwards bistro an egg roll. A. wakes me up and drags me up to bed about 10 p.m.
Daily Total: $267.75
7:45 a.m. — Get up, get dressed, and airing one of our dogs to daycare; the added one is action to assignment with me today. I don’t commonly booty him this often, but we’re starting with new abode cleaners today and I appetite him out of the house. I stop and grab a coffee afterwards I bead the pup off. $2.75
8:45 a.m. — Aback home, I pay the cleaners. It’s $240, but it’s action to be $120 anniversary arrangement afterwards this time. Aback it was their aboriginal arrangement today, they are charging us added because they appetite to annual for the actuality that they do things abnormally and (hopefully) added thoroughly than our aftermost cleaner. $240
9:15 a.m. — Aback out the door, this time with my added dog in tow. I bead off accession Rent The Runway amalgamation at the UPS abundance on my way in.
9:35 a.m. — Get to my board — eat a arctic egg sandwich I had in the arrangement freezer and get to work.
11:30 a.m. — Get an email that I can aces one new account from my Rent The Runway — so I accept a appealing bittersweet abatement floral Nicholas long-sleeved best dress that I plan to abrasion to Yom Kippur banquet this week. I additionally do a quick Amazon Beginning adjustment for the week: zucchini, tomatoes, kale, arctic appearance for smoothies, oranges, bananas, arctic mango, almond milk, almond creamer for my office, yogurt, granola, pre-cooked craven s, bagged bloom mix, a array of cheeses for a mac and cheese I’m authoritative for the anniversary banquet on Wednesday, and dry pasta. $159
12:30 p.m. — I bite on some masala-seasoned popped baptize afraid seeds (basically airheaded afterwards the kernels, and actually the best bite analysis I’ve fabricated in years) while accession out what to adjustment for cafeteria with some coworkers. We end up aloof acclimation from a adjacent cafeteria — I get a appearance bloom with craven and avocado on top. $13.36
2 p.m. — The aliment assuredly shows up. (We ordered through GrubHub, which consistently takes way too long.) We should accept aloof had one of us airing the four blocks to aces up, but it’s Monday and we’re all lazy.
5:45 p.m. — I leave assignment and aces up the added pup. We’re due for a new daycare five-pack, so I pay $125. $125
6 p.m. — I get home to a spotless house! These cleaners were a apple afar from our aftermost person, and they are action to be abundant cheaper on their bi-weekly cleanings than the antecedent one as well. I’m captivated and absorb a hardly asinine bulk of time amusement in all the newfound alignment and spotlessness.
6:30 p.m. — Already I get over my apple-pie abode high, I do an hour-long yoga chic at home on YogaGlo. Kathryn Budig, the abecedary of the class, ability actually be my admired animal I’ve never met. She’s aloof so airy and lively.
7:30 p.m. — I booty a quick shower. A. gets home as I’m accepting out, and we eat added Chinese for banquet and veg out on the couch. We watch three episodes of The Sinner, booty the dogs for a quick loop, and go to bed.
Daily Total: $540.11
6:30 a.m. — Lounge in bed for a few with the dogs and annal Instagram afore I get up and go for a three-mile alfresco run and do a BBG accoutrements conditioning after.
8:45 a.m. — Done with my conditioning — so I accomplish a blooming smoothie for breakfast (frozen spinach, orange, bisected banana, some arctic mango and pineapple). I additionally bandy in a atom of Greek yogurt to mix it up and add some protein. I bandy calm a quick bloom (salad mix and chicken, so creative, I know) and grab a altogether cake-flavored One protein bar for a bite to booty to assignment with me.
9 a.m. — I shower, absolute half-heartedly coil my beard with a wand, and bandy on some vitamin C serum, brave moisturizer, and lip gloss. I afresh got beard extensions and it’s bargain my accepting accessible time in the morning. I now charge aught eye architecture for daytime events, which is great, but it took three hours to administer them and was affectionate of costly, so I’m on the fence as to whether or not I’ll get them abounding in afresh or not.
9:20 a.m. — Out the aperture with one of the pups and on my way to the office. I stop for an algid coffee en route. $2.75
9:35 a.m. — At work, I sip on my smoothie and acknowledgment abounding emails.
10:30 a.m. — Booty a little brainy breach to book A. and me flights to Mexico City. We are action over the holidays with accession brace and one of them aloof texted me to acquaint me the flight we were eyeing alone in price. I accept a lot of acclaim agenda points, so I use them for a cogent block of the bulk — so it comes to $153.40. (Tickets were $680 per being afterwards the points.) I additionally get accession Rent The Runway notification to aces an item, so I get accession Nicholas dress, this time a rust-colored glassy clothes that I plan to abrasion to a bells we accept this advancing Saturday. $153.40
1 p.m. — I booty the dog out for a bend about the block and eat my bloom at my board while I work.
5:45 p.m. — I leave the arrangement and stop and get my nails done. I accept to get gel or the brightness appealing abundant anon chips off. I go with a appealing accepted red blush and area out while the woman does my nails. ($27 additional $8 tip.) $35
6:30 p.m. — I stop aback my arrangement and aces up my dog, aback I larboard her abaft for the attach appointment. We airing home and run into A. as he’s walking up to the advanced door. He’s aloof bottomward off his laptop and has to run to a association affair — he’s on the bounded adjacency association organization’s controlling board and has affairs for assorted issues about already a anniversary for it. I airing the dogs to A.’s affair with him and afresh abide on for a nice continued airing with them.
7:30 p.m. — I alpha banquet while cat-and-mouse for A. I’m authoritative a healthy(ish) comedy on cheese fries. For the abject I’m accomplishing alkali and alkali broiled potatoes (very abundant on the paprika and garlic) topped with caramelized onions, added burst lamb merguez sausage, chopped up peppers, and manchego and added accidental cheese I acquisition in our fridge . We additionally accept some sautéed kale on the side. A. gets home while the potatoes are still in the oven and we babble about our canicule while finishing affable and eating.
9 p.m. — We watch MSNBC for a bit, get depressed, and adjudge to accomplish a about-face to an adventure of Shameless afore bed. I additionally eat a arctic amber dent caramel almond cookie that I begin while rummaging through the freezer. I consistently broil way too abundant aback I accomplish treats and end up freezing the leftovers.
Daily Total: $191.15
6:30 a.m. — I deathwatch up and afresh lie about in bed with the dogs and my buzz for about 20 minutes. I get up and run 3.5 afar alfresco and do a BBG abs workout.
8:30 a.m. — Same accepted as bygone — accomplish smoothie, bandy calm salad, shower, get accessible leave. This time no dog in tow. A. is blockage home for Yom Kippur. He fasts and is basically the grumpiest being animate aback he doesn’t eat, so he’s action to assignment from home today and additional the apple from his wrath. I’m not Jewish (just affiliated a Jewish person), and I’m not abnegation in solidarity.
9:15 a.m. — Accomplish it to the office, get to assignment beeline away, and try to be cool focused aback I’m abrogation aboriginal to accomplish mac and cheese for the Yom Kippur banquet tonight.
2:30 p.m. — I’m out the door. I concluded up absence cafeteria (and abrogation the bloom in my arrangement fridge) because banquet will aboriginal and I adjudge I may as able-bodied additionally be craving aback I get there aback anybody abroad will be.
2:45 p.m. — Get to assignment on the mac and cheese. I absitively to use gruyere, brie, and a balmy cheddar. I bung in chopped onions that I caramelized aboriginal and I top it all off with agilely broken tomatoes, panko, and some added adulate for acceptable measure.
4:30 — Mac is accessible and we accept to get out the door. Banquet is 45 annual abroad and we’re action to be late!
5:15 p.m. — Get to banquet and there is So. Much. Food. I accept a brace of glasses of wine and eat until I am added than blimp while communicable up with ancestors and accompany and arena with the citizen brace of German Shepherds because if there is a dog in the abode you bigger accept it’s action to get the majority of my attention. Dogs > people, always.
9 p.m. — Assuredly home, and we watch the annual on the couch for a bisected hour afore demography the dogs for a airing and branch to bed about 10:30.
Daily Total: $0
7 a.m. — Deathwatch up with a aliment hangover. Annoyance myself out of bed to do a leg conditioning and 30 annual of walking at an acclivity on our treadmill.
8:30 a.m. — Shower, get ready, accomplish smoothie, and leave with the dog.
9:15 a.m. — Get to work, put out some chump service-related fires, and achieve in to the blow of my assignment day. I’m putting calm lots of banking letters today so I shut the aperture to my office, about-face on some music, and adjure for a a abridgement of interruptions.
12:15 p.m. — A admonition ancestor up on my buzz to absorb a Saks allowance agenda I accept that expires at the end of the month. (It was a promotional allowance agenda that I got for spending X bulk of dollars during a promo aftermost month.) I analyze the armpit for a bit and don’t cull the activate on anything. Aggregate I’ve got my eye on is affectionate of cher and I’m not action like spending irresponsibly today. I displace the admonition to aing anniversary and if I’m still not action it, I’ll aces article afterpiece to the absolute bulk of the allowance agenda so I don’t decay the $$. Its $400, so it feels asinine to let it go to waste.
1 p.m. — I eat my bloom while working. Afterwards, I booty the dog for a airing and stop for an algid coffee. $2.75
3 p.m. — I’m craving and in charge of a break, so I aberrate to the aback of my arrangement and acquisition a bag of chips to course me over.
5:30 p.m. — I arch home with the pup, aces up the added dog at home, and booty them both for a airing about the neighborhood.
6 p.m. — I do a half-hour YogaGlo chic (Kathryn Budig again) and booty a quick shower.
7 p.m. — A. gets home and we baker banquet and accept some wine. I accomplish pan-grilled abut steak over dupe cheese polenta with sautéed zucchini and mushrooms on the side.
9 p.m. — We move over to the couch, breach the blow of the bottle, and veg out in advanced of the TV for a bit, bisected watching the annual and chatting while attractive for the absolute Airbnb in Mexico City.
Daily Total: $2.75
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